Impact in Numbers
12+
Years of practice
450+
Engaged in AI Conclave 2025
23
Loan branches established
₹33Cr
Portfolio growth supported
Worked with national and international development institutions across financial inclusion, rural enterprise, public policy and climate-resilient livelihoods.
Impact Stories
Women-led Enterprise Finance
Led Gates Foundation-supported programmes under DAY-NRLM focused on enterprise financing for women microbusinesses. The work moved the conversation from group-based microcredit to individual enterprise capital — backed by capacity building and market linkage.
Digital Finance for Rural India
Built operational experience across IDFC First Bank, HDFC Bank, Utkarsh SFB, GIZ and NABARD Financial Services — designing rural banking and digital payment systems that work for the woman shopkeeper, the farmer and the village entrepreneur.
AI for Rural Himalayan Students
Helped organise one of the first AI-focused summits for rural Himalayan students, bringing 450+ participants together with industry mentors. The intent: ensure the AI conversation does not skip the mountains.
Climate-Resilient Livelihoods
Supported IFAD-funded programmes on agroecology, climate-resilient agriculture and sustainable livelihoods — building farmer institutions ready for both market and monsoon.
Selected Contributions
Worked with RBI, NABARD, MoRD, state governments and development institutions to strengthen MSME lending and rural finance systems.
Developed financial models for FPOs and rural enterprises to improve access to credit and microfinance.
Established 23 micro-enterprise loan branches during tenure with Utkarsh Small Finance Bank, growing business by ₹33 crore.
Contributed to policy papers, programme frameworks and digital finance models for women entrepreneurs, SHGs, MSMEs and FPOs.
Led and supported financial literacy, digital finance and capacity-building programmes for community institutions and rural groups.
State Core Group Member for the Agriculture Infrastructure Fund, Government of Uttarakhand.